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Life event

Buying a home.
Help is here.

Your VA loan, no down payment required

Start here

  1. Request a VA Certificate of Eligibility (COE) from eBenefits.
  2. Work with a VA-approved lender; they can pull the COE for you.
  3. Compare the VA funding fee to conventional loan PMI over the life of the loan.

Benefits that apply here

Category: Housing
HOUSING

VA Home Loan Certificate of Eligibility (COE)

Official document establishing a veteran's eligibility for VA-backed home loans. Veterans, active duty servicemembers, and surviving spouses can apply online via eBenefits, through a lender, or by mail.

Available to veterans with qualifying service character and length
View Benefit
Category: Housing
HOUSING

VA Purchase Home Loan

VA-backed home loan with no down payment required, no private mortgage insurance, and competitive interest rates for purchasing a primary residence. VA charges a one-time funding fee in lieu of PMI.

Available with qualifying length and character of service
View Benefit
Category: Housing
HOUSING

Native American Direct Loan (NADL)

Direct VA loan for Native American veterans and veterans married to Native Americans to purchase, construct, or improve a home on Federal Trust Land at below-market interest rates.

Available to Native American veterans or spouses of Native Americans on Federal Trust Land
View Benefit
Category: Housing
HOUSING

Specially Adapted Housing (SAH) Grant

Grant of up to $109,986 (FY2024) to build, buy, or modify a permanent home for veterans with certain severe service-connected disabilities significantly affecting mobility.

Available to veterans with qualifying severe service-connected mobility-limiting disabilityUp to ~$117KOne-time grant
View Benefit

Beyond the VA

Add your state in your profile to see state and community programs for this moment. You can also browse the full network.

Need help navigating the process?

A VSO rep can connect you with VA-trained housing specialists.

Find a VSO near you